ICTs, Business and Society
Tag: personal finance
Financial literacy represents more than just a sophisticated concept. It serves as a pathway to effective money management and enduring financial well-being. Many individuals find themselves uncertain about their financial understanding.
Continue reading “How Can You Improve Your Financial Literacy?”
Navigating the realm of personal finance can often feel overwhelming, yet mastering this skill is crucial. Here are four things about managing finances.
Continue reading “4 Things About Managing Finances”
Term insurance is a type of life insurance that provides a large sum of money to your beneficiaries in case of your untimely death during the policy term. It is one of the most affordable and simple forms of life insurance, as you can get high coverage at low premiums. For example, you can buy a 1 crore term insurance plan starting from as low as ₹ 384 monthly, depending on the insurer, your age and a few other factors.
Continue reading “Why is it not a Good Idea to Surrender your Term Insurance Policy?”
Pastimes are important for everyone. If you are a child, student, or working adult, you are going to need to make sure you have hobbies to look towards. Likewise, it doesn’t matter what kind of lifestyle you live or what kind of career you have. Everyone should strive to try to find a good pastime that suits them.
Continue reading “Good pastimes for Business Owners”
When it comes to history, we have all heard about the great Chanakya or Chanakya Niti. Chanakya was a class act, strategy, managing an army of warriors, or taking political decisions. Chanakya Niti (Chanakya strategy) was instrumental in Chandragupta Maurya’s efforts to reign over the Nanda dynasty. Chanakya also played a pivotal role in making the Maurya Dynasty one of the greatest in Indian history.
Continue reading “10 Investment Lessons From Chanakya”
Business development needs proper attention, skill, hard work, and professionalism. The progress of business requires time as well as money. Finance is one of the essential components of any business and startups. If the finances are not managed properly, then it can eventually cause declining in the industry. The big companies hire a team of professional persons, who keep a check on the monetary affairs, the sales, the profits, etc. any business or company aims to increase sales and profits by gathering more customers. For which, they need to be very cautious and focus on the investment.
Continue reading “Gross Profit Margin and Markup”Standing where we currently are both economically and sociologically, it is perhaps a little redundant to talk about the benefits that health insurance policies can bring for an individual. By now, most of us know why we should have a comprehensive healthcare policy in place.
All of us do not understand the importance of investments unless someone explains it to us why it is essential. Young professionals mostly spend most of what they earn, and save absolutely nothing. This is what most parents nag about every month, if their child makes and keeps nothing.
Continue reading “ULIP Or SIP – Which is The Better Investment Option in India”
Liquidity is an important aspect of one’s personal finances. Is bank savings account the best way to maintain liquidity? No, there are better ways of managing liquidity. We can here mention about liquid funds.
Liquid Fund is a kind of mutual funds which invest your money in money market instruments such as a certificate of deposits, commercial paper, and Treasury bills, with a residual maturity of up to 91 days. Continue reading “Know the Working of Your Liquid Funds”
With growing awareness about Mutual Funds, What is SIP is a very common question asked by those who are new to mutual funds. Simply speaking, SIP is a method of investing a fixed amount, regularly – weekly, monthly, quarterly or annually in a mutual fund scheme. SIP allows you to buy the units of your chosen scheme on a date/s chosen by you. You can invest a fixed amount in a chosen scheme every week, month or quarter, depending on your convenience through ECS (auto-debit from your bank account) facility or through post-dated cheques. Continue reading “What is SIP – All about SIP and SIP Calculator”
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