Subscription box businesses have recently seen a surge in popularity. This business model is perfect for almost any kind of products, whether it’s food, pet supplies, beauty products, or even an assortment of trinkets or toys. Savvy entrepreneurs are keen to start their own subscription box businesses, but that only means one thing if you’re one of them: it would be very difficult to stand out among the competition. Continue reading “How to Come Up with a Fantastic Subscription Box Business Idea”
Would you ever board a plane knowing that it has a poor safety record? Would you drive a car with the knowledge that not all of its instrumentation was functioning properly? These real-world examples are just as pertinent when translated into the domain of online trading. There are literally hundreds of investment platforms to chose from and each is naturally associated with unique benefits and drawbacks. Why is it so important to select the correct architecture and what are some of the hallmarks of a trustworthy firm? The answers to these questions will define success or failure within the modern trading community. Continue reading “Why the Right Trading Platform Matters”
Tech debt, which is inevitable for a software engineering and development business, is not just the responsibility of the business owner to regulate, control and address, but it is a team effort off all the staff of the business including the stakeholders. There are some specific actions which are meant for the stakeholders. When such actions are taken, it would effectively reduce tech debt and result in the proper functioning of the codes as well as the survival of the business on the whole. Now, there are several categories of the stakeholders, and every type has their specific role towards addressing tech debt and keeping it to the minimum. Continue reading “Responsibilities Of Stakeholders In Reducing Tech Debt”
To be frank, wealth management is beyond the scope of dummies. It needs to be well understood so that your future is safe. Wealth management entails a highly technical, professional and individualised service that combines financial and investment advice, accounting and tax services, and any other related financial advise for a set fee payable to an individual or institution. One who decides to venture into the domain must have a formal training background like CA, Costing or CFA holder.
Being stylish doesn’t always have to mean that your pocket gets empty. With Myntra, you can get your much-loved look for less. Myntra offers you with many coupons, promotions and sales all through the year to give you with low prices on high quality apparel and other items. It doesn’t matter what you’re on the lookout for to purchase, you’re sure to find something to suit your style when shopping with Myntra. Continue reading “Up your Style Quotient with these Myntra Offers on Zoutons!”
Customer service is playing an important role in the BSFI sector. Some of the service orientation is introduced in BFSI through extensive customer relationship management systems and advanced analytics. These systems appear at the background and facilitate the front end service providers to deliver a personally crafted service experience based on needs. If one walks into any bank today, tellers and personal bankers provide an extensive service orientation and help the customer feel empowered into making any decision. Further personal bankers these days help the customers through processes of onboarding, engagement, problem redressals and discovery. Continue reading “Buying Insurance Online is now Simpler – Click to Insure”
Let us start with a little statistic-speak, shall we? The percentage of unemployed youth in the United States alone is 10% of the population. While 10% might seem small to you, calculate that against the population of the entire country. It gets a little scary. Let us go a bit further and imagine that you are safe and comfortable in employment. Now, according to Inc.com, as of September 2015, there were 27 million adults were entrepreneurs. That is about 14% of the population, and growing every year. So that means that there are 27 million unique startup ideas out there, working perfectly well. One more statistic, 51% of those in employment believe that there are great opportunities in business. Continue reading “Why you should build a startup and inspire the world”
The task of setting up a new business office can be confusing and overwhelming. There are so many things to consider and it’s challenging to determine what needs to be done first. Combine this huge To Do list with signing a lease for your office space, hiring personnel along as well as purchasing office equipment and you can see why savvy business owners opt for serviced offices. Continue reading “3 Critical Considerations for Your New Business Office”
When you’re thinking about starting up a hotel business and are considering the ways you can make yours a unique success – there are probably a host of priorities that immediately spring to mind. These priorities will no doubt include working on your marketing campaign, considering the right way and the right time to properly launch your website, the way you will handle to content on your website and manifest customer service consideration you will no doubt have. Continue reading “The Customer, the Client and Your Internet Booking Engine”
If your wheels are turning and your mind is heading toward the realm of personal loans, then you are on the right track. Welcome to club borrow. More people are taking personal loans than ever before. In fact, CNBC reported a 30 percent increase of applicants from 2013 to 2016. Such people take personal loans to conduct a wide variety of tasks. One of the most common tasks for which consumers borrow personal loans is debt consolidation. Therefore, you have many sisters and brethren in the same financial boat that you are in. However, you have to develop a plan to make the personal loan work for you. You will have to take such a loan from a top provider. You should never just settle for any half-concocted loan product. Way too many respectable lenders are in the world for that. Continue reading “Personal Loans 101”
Most people have grown up listening to the story of the hare and turtle. It is a fable about a race between two animals who could not have been more mismatched in terms of speed and agility – on one side is a hare which is renowned for being lightning quick on its feet, and on the other side is a turtle, a animal that has the unfortunate distinction of being the slowest animal on four feet.
In the original tale, of course, the hare takes off at top speed – leaving the slow-moving turtle far behind – but then he gets complacent. Thinking that there is no way the turtle is going to catch up with him, he sits down for a rest under a tree, and falls asleep. The turtle, maintaining a slow but steady pace, eventually goes past the sleeping hare and crosses the finishing line, just before the hare wakes up and realises its mistake. The moral of the story was that slow and steady wins the race, while there is no point in going fast if you are not going to complete the task. Continue reading “The Modern Twist in the Tale”
What’s more important than cash and clothes when your child leaves the country? It’s student travel insurance – don’t let your child leave home without it.
Ever since your child was born, gratifying his every wish became your life’s mission. You gave him everything: the toys he wanted, fulfilled his dream to visit Disneyland, bought him the PlayStation he pestered you for…and now you got him admission to the foreign university he wants to study in. His bags are being packed as you read this, his admission procedures are complete and now you await the bittersweet moment of parting. Continue reading “Don’t let your child step into a plane without this essential item”
Although India has seen a decline of 13% in the monsoon during 2014 and 2015, the nation’s economy registered growth of 7.6% in 2015-16. Foreign investment reserves rose to a record value of US$350 billion. The Consumer Price Index (CPI) also came down from 9 to 5.4 during this period. The Finance Minister of India, Arun Jaitely, presented the Union Budget on February 29, 2016, with a special focus on income through taxes and foreign direct investment. There were many reforms included for finance companies in India as well. It also focused on the development of the agriculture and health care sectors. Here’s how the Union Budget could affect your finances and finance companies in India. Continue reading “What Does the Budget 2016 Mean for Your Finances?”
Opening a Fixed Deposit account is something of importance in today’s economy. But, how does one ensure that their FD gets them the best possible returns? Read on to find out.
Fixed Deposit accounts are a type of savings account that functions on a fixed interest rate for a predetermined period of time. Once the account matures, the interest is then credited to you, the investor. Fixed Deposit rates in India are constantly fluctuating, so if you opened your FD at a reasonable interest rate, then you probably have nothing to worry about. However, here are a few ways to improve your returns from your FD. Continue reading “7 secrets to improve your Fixed Deposit interest”
The Family Managed Business Movement was pioneered by Dr M L Shrikant who combined Business Acumen, Management Education and Gandhian way of life. Through his life work of building one of the foremost business schools of the country, he propagated mission of “Influencing the Practice here and now”and “Value based Growth.” Linking Gita to Management he was a believer in Abyudaya (Rising together).
Today most of the Family Business discussions around us follow the western ethos which proclaims individualism, competition and consumption. Continue reading “The FMB Movement”
Why should you opt for term insurance over other life insurance products? We present four compelling reasons.
Every person is aware of one basic fact of life: it changes in one instant. There is nothing one can do to prevent future tragedies from taking place. At best, one may prepare oneself emotionally and financially to meet a future mishap with equanimity.
However, despite being aware of this basic fact of life, not every person takes proactive steps to pre-empt the financial ramifications of a future setback. While one may feel that one’s savings can help in times of a crisis, the reality is that just one visit to the hospital can wipe out not just your savings but everything you own. On the other hand, unpaid debts can haunt the family when the primary earning member is absent from their lives. No matter how diligently you save your money or how carefully you live, there is no way to predict how soon or late a catastrophe may strike. Continue reading “4 essential factors to consider before buying a term insurance plan”
Your dream home could be within your grasp with a home loan. Get all the information you need with the right questions to ask the loan officer.
In today’s times of spiralling real estate prices, it becomes difficult to buy a house without availing of a home loan. However, in your excitement about buying your dream home and getting a house loan, you could inadvertently forget to ask the most important questions to the loan officer.
Allow us to nudge you in the right direction with a few questions to start you off. Continue reading “What to ask your loan manager when applying for a home loan”
Trading binary options is becoming increasingly popular among the traders on Forex market. It is fast and engaging, making you stay focused on a given task in front of you. Additionally, you have to pay close attention to even the tiniest details and act quickly at any times. It is one of the most dynamic ways of trading today and the payoff can be really high if you use a solid binary options trading strategy. Continue reading “Binary Options Strategies That Work”
Even though high leverage is one of the things that make Forex trading so interesting and alluring to many financial traders, it also brings plenty of risk to the table. Yes, it can lead to profit and you might earn a lot of money. On the other hand, the market might go against your position leaving you with an enormous deficit and debt to the brokerage firm you are trading with. Continue reading “Why Choose Negative Balance Protection Broker?”
In today’s world, growing businesses find themselves looking for ways to improve their profits through much more efficient methods. An option that seems to be a great alternative is Forex trading. This helps such businesses to work with the different types of currencies that best fits their needs regarding crucial aspects of their business, such as expansion into foreign markets.
The other most reliable alternative is to reinvest capital in order to gain more liquid currencies profits that would goon to areas like market research or any other internal operations that require capital when traded back or to make outside purchases. In this manner, the financial position of a business can see dramatic increases by utilising forex and CFDs from different trading platforms. Continue reading “Business Improver: Forex Trade”
Faculty members often crib that their pay is not sufficiently great as compared to the effort they put in. Others outside the teaching fraternity seldom agree. A recent test / analysis done across different economies highlight the time spent by faculty members versus the pay received by them, after adjustments of purchasing power parity. Continue reading “Academic Jobs: Pay vs Effort in terms of Hours”
Money and the ‘Generation Gap’ – Prof Parimal Merchant, Principal Advisor-Asian Institute of Family Managed Business (AIFMB)
A young man, not very interested in the ‘boring, traditional’ family business, decided to strike out on his own and take up a job in a trendy tech company. Now his reasoning was that he would earn only around 25 thousand here, but at least he would be part of a trendy corporate culture, and hang out with the ‘cool’ crowd. So he started work, and with the first salary he got, decided to take his entire family out to dinner. His father had painstakingly built up the family business, and had been dreaming of passing it on to his son, dreams which were now dashed. Nevertheless, he put on a smile and went along, seeing how proud his son was to be taking out his family for a treat, with money that he and he alone had earned. Continue reading “Money and the ‘Generation Gap’”
Ever wondered why MBA is a natural choice for most engineering graduates in India?
Well, each of them might have their individual rationale to pursue management education as their post graduate qualification but the overarching truth is awfully simple. In India it is believed that on an average, a MBA degree double your value in the job market. How and why is neither known nor desired to be known. Coaching institutes don’t talk about it, parents often don’t get into it and b-schools don’t speak about it. Yet the magic wand is supposed to work and double your likely CTC soon after you graduate. Continue reading “Before Racing From Engineering to Management”
Today, most people do not read books in hard copy, but on their Kindles. They do not listen to the news on the radio, but via podcasts. Instead of watching TV shows on TVs, they stream them on Netflix. These are just the most obvious examples of how the digital environment takes over our lives in this day and age – not to mention online shopping, online dating, online chatting and online working! Online businesses are not as new right now as they used to be ten or fifteen years ago and they became an omnipresent part of our daily lives. That is why more and more people decide to go into this venture. However, starting an online business is not cheap, so you might want to try to save some money, if possible. Here is how you can do that more easily. Continue reading “Run Your Online Business on a Low Budget”
Life as we know it now is but the coordinated action of several functions. We take most of it for granted and forget the way the process has evolved. The modern world is filled with several such functions which have been perfected over time and we are reaping the benefits of its perfection. But what if one of them stopped performing as it were. Imagine the way everything would go berserk at even the smallest thing getting disrupted. Take for example, your office cleaning team. Continue reading “What Might Happen If You Do Not Have An Office Cleaning Team”