Liquidity is an important aspect of one’s personal finances. Is bank savings account the best way to maintain liquidity? No, there are better ways of managing liquidity. We can here mention about liquid funds.
Liquid Fund is a kind of mutual funds which invest your money in money market instruments such as a certificate of deposits, commercial paper, and Treasury bills, with a residual maturity of up to 91 days. Continue reading “Know the Working of Your Liquid Funds”
With growing awareness about Mutual Funds, What is SIP is a very common question asked by those who are new to mutual funds. Simply speaking, SIP is a method of investing a fixed amount, regularly – weekly, monthly, quarterly or annually in a mutual fund scheme. SIP allows you to buy the units of your chosen scheme on a date/s chosen by you. You can invest a fixed amount in a chosen scheme every week, month or quarter, depending on your convenience through ECS (auto-debit from your bank account) facility or through post-dated cheques. Continue reading “What is SIP – All about SIP and SIP Calculator”
We have seen life insurance being sold aggressively by agents at the end of the financial year, mostly during the month of January to March. You know the reason? It is tax saving! Most of the companies ask their employees to submit proof of their investments so that the remaining tax on their salary income for the financial year can be deducted and deposited with the Income Tax department.If you are one of those who do tax planning at the last moment should note that you might end up buying a wrong life insurance plan. Continue reading “Life Insurance: Saving more than your taxes”
Meaning of Life Insurance
Life insurance is a protection against financial loss that would result from the premature death of an insured person. The named beneficiary or nominee receives the proceeds and is thereby safeguarded from the financial impact of the death of the insured. Continue reading “What is Life Insurance and what are Life Insurance Tax benefits”
Any employer would want to keep good employees around, and one of the best ways to make that happen is by making sure your most productive workers get the right amount of pay. This is one of the main reasons why many businesses prefer a merit pay system. What is the merit pay salary system, and will you be able to implement it in your company?
The concept behind the merit pay system is pretty straightforward: employees that perform better than expected get paid extra. Adapting the merit pay system to your company’s current salary system is one way of telling your employees that they did a good job. However, transitioning to this kind of salary system without prior planning may cause problems that could take away its potential positive effects on your company. Check out these list of things to consider to make sure the shift happens as smoothly as possible. Continue reading “Things to Consider Before Implementing a Merit Pay System”
Landscape lighting is more than just illuminated outdoors. It is the art and science combined to achieve effective results. A good landscape lighting designer must have a sound understanding of the fundamentals of design, a lighting plan and an objective in mind. LEDs fall right in place when it comes to enhancing the beauty of a structure and their effectiveness vis-à-vis lighting capabilities. After all, we should add more light and not energy, right? Continue reading “Lighting terminologies a landscape lighting designer must know”
The Samsung J3 Pro is built in the signature Samsung style with a slim, light and comfortable shape and size. The redesigned metallic select button and the high resolution camera match those of top-end phones in the market. The Samsung J3 is an absolute delight for smartphone users that are looking for a feature rich phone with a strong battery and is affordable. Continue reading “The Samsung J3 Pro- Exclusively on Paytm and Paytm Mall”
The success or failure of your mobile app is dependent on many factors. One of the most important of these factors is the experience of the user while on the app. This is the key that will determine how successful your mobile app will be. Continue reading “Enhance the User Experience of Your Mobile App with These Tips”
Subscription box businesses have recently seen a surge in popularity. This business model is perfect for almost any kind of products, whether it’s food, pet supplies, beauty products, or even an assortment of trinkets or toys. Savvy entrepreneurs are keen to start their own subscription box businesses, but that only means one thing if you’re one of them: it would be very difficult to stand out among the competition. Continue reading “How to Come Up with a Fantastic Subscription Box Business Idea”
Today, more than ever before, the customer has high expectations of the places where they spend their money. Whether it is a clothing company, cleaning service or legal advice, people expect to be treated respectfully and to get answers. If customers or clients are not happy, they post negative testimonials online that can have a detrimental effect on a business very quickly. The best way for a small or medium-sized company to give first-class customer service is with call center services. Continue reading “Customer Service Is Key”
A New Frontier Like The Old West
In the “Old West” as romanticized in film and literature, cowboys roamed the streets picking gunfights with one another while sensually crazed frontier women watched from slatted windows fanning themselves with finery shipped in from the almost mythical Chinese lands to the far east. Continue reading “Modern Marketing Advantages May Be In Their Golden Age”
People who take up trading are often seen as gamblers or risk-takers. But trading is not just rolling dice and hoping for the best. Many people decide to trade before they get the right education for it, sometimes simply because they don’t realize there is an education to be had. But when it comes to trading, trading without knowing how can be costly.
Ask any successful trader what tools were most helpful in their training, and they are sure to mention a trading simulator. Trading simulators are designed to mimic what it’s like to trade on the market, without the risk of losing real money. Continue reading “What to Look for in an Online Trading Simulator”
With all its features and benefits, cloud technology has become very popular in the very short time it has been introduced to the people. Even though it is still in phases of development and better means of using it are being worked out by researchers, yet it has proved to be very useful for people belonging to all sections of life especially education and computing. It is fast becoming an adoptable technology for many organizations and institutes as it offers dynamic scalability and usage of virtualized resources as a service that can be easy used with help of the Internet. It has also showed a very effective mark on the academic sector where the budgets are limited but they need the right information system without going over the board and updating their computer and network devices. Continue reading “Innovation of Cloud Technology and Usage in Education”
These days, many businesses see the appeal of hiring third-party service providers like call centers. With their competent workers and comprehensive facilities, such firms can help enterprises optimize their business processes at a lower cost.
Your company might want to take advantage of the benefits of outsourced call center services, but where exactly do you start? This is where the expertise of professional call center consultants comes in handy. Not only can these experienced advisors guide you about the details of outsourcing, they can also help you evaluate your options so you can make sure that you’ll have the right systems, tools, and personnel to mount a highly efficient contact center for your business. Continue reading “4 Important Things a Professional Call Center Consultant Can Do for You”
Enantra is an au courant entrepreneurship fest hosted by one of India’s oldest colleges, College of Engineering – Guindy, Anna University. Being held in the breathtakingly beautiful campus, Enantra is a colossal fest with six mega events like Runway, Start-Up exhibitions, Google Start –Up weekend, Entrepreneur networking dinner, Start-Up awards and extra bonuses. Working along with the Centre for entrepreneurship Development and Capitalize, a student run entrepreneurship club, Enantra will be South India’s Biggest Entrepreneurship fest. Continue reading “Enantra – The Fest for Entrepreneurs”
The principal factor of tech debt metaphor is that there are some prices you have to pay when you take shortcuts or intentional tech debts or make any mistakes or unintentional tech debts. It is also said that this cost would increase over time as long as you ignore tech debt and do not repay the interest. Tech debts are often overlooked and ignored as there is no apparent cost factor related to it as is with any financial debt where you can know the cost of your monthly payment and what it would sum up to if you delay in repayment. Therefore, it is required to quantify tech debt to know how much it costs you and your company. Continue reading “Know How Much Tech Debt Is Really Costing You”
Tech debt, which is inevitable for a software engineering and development business, is not just the responsibility of the business owner to regulate, control and address, but it is a team effort off all the staff of the business including the stakeholders. There are some specific actions which are meant for the stakeholders. When such actions are taken, it would effectively reduce tech debt and result in the proper functioning of the codes as well as the survival of the business on the whole. Now, there are several categories of the stakeholders, and every type has their specific role towards addressing tech debt and keeping it to the minimum. Continue reading “Responsibilities Of Stakeholders In Reducing Tech Debt”
Managing a fleet of vehicles can prove a major drain on the resources for smaller businesses. But improvements in GPS and mobile internet technologies, as well as advanced fleet management systems, are opening the doors for companies of all sizes to easily track vehicle fleets of all sizes, monitoring performance, position and a host of other metrics in real time. Continue reading “A Small Business Guide to Fleet Management Systems”
It is extremely simple to buy a car in India today. While many people make a beeline for new cars, there is a thriving market for used cars, or second hand cars, as well. These used cars are refurbished before use by the next owner, and they also have the original papers and insurance documents from the owner. Apart from this, it is possible to buy insurance for a second hand car in India. Continue reading “4 things to check before buying a second hand car”
The new guide boasts the fact that no data based material that can guide an individual or a company in the costs of an acquisition or merger exists. The quality of the material is based on the reputation of Firmex’s excellence in data analysis in the cloud. The reliability of the information is further supported by Divestopedia’s vast library of how to information about mergers and acquisitions. Continue reading “Report About Merger And Acquisition Free Guide”
The world of IT is becoming increasingly competitive, and employees who want to advance their careers need to have professional business skills along with technical know-how. As a manager, you might be looking to promote internally or just want to groom your employees to someday take a bigger leadership role. It’s okay if you don’t think they’re ready right now, but it’s important to take the right steps to prepare them. Try these three tactics to groom your current IT employees for management positions. Continue reading “3 Ways to turn IT Employees to Managers”
Digital stores have become synonymous with their brick and mortar counterparts. In the modern business landscape, just about every physical retail location offers up some sort of Internet based buying experience. Digital stores are always open, require little actual upkeep, and can become valuable revenue streams. One of the most basic principles associated with digital selling is the shopping cart.
Continue reading “Consider All the Options for Your Digital Store”
Let us start with a little statistic-speak, shall we? The percentage of unemployed youth in the United States alone is 10% of the population. While 10% might seem small to you, calculate that against the population of the entire country. It gets a little scary. Let us go a bit further and imagine that you are safe and comfortable in employment. Now, according to Inc.com, as of September 2015, there were 27 million adults were entrepreneurs. That is about 14% of the population, and growing every year. So that means that there are 27 million unique startup ideas out there, working perfectly well. One more statistic, 51% of those in employment believe that there are great opportunities in business. Continue reading “Why you should build a startup and inspire the world”
The change in the mobile internet has revolutionised the food industry. Product and customer services play an important role in the growth of such online food websites. While we go for purchasing over the web the first thing we go through it is that we all go and read the reviews about that site. Whether they are delivery good quality products, whether they reach us on time and several other factors. Before even going to read the reviews the first thing that take us to search for those sites are our interest towards a particular dish or the opinion about a particular online food website by our friends or family. Continue reading “Top Apps to Order Food Online”
The task of setting up a new business office can be confusing and overwhelming. There are so many things to consider and it’s challenging to determine what needs to be done first. Combine this huge To Do list with signing a lease for your office space, hiring personnel along as well as purchasing office equipment and you can see why savvy business owners opt for serviced offices. Continue reading “3 Critical Considerations for Your New Business Office”