For decades now, Indians have continued to believe that creating a fixed deposit is a good investment for the future. When it comes to any type of investment, most Indians are averse to playing the markets or taking any kind of unsubstantiated risk. There is always the fear of losing one’s hard-earned money to speculative investment options. However, a fixed deposit is the perfect antidote to this fear – it is one of the safest, most dependable investment options in India. Continue reading “Fixed Deposits Interest Rates: What is in it for you?”
Liquidity is an important aspect of one’s personal finances. Is bank savings account the best way to maintain liquidity? No, there are better ways of managing liquidity. We can here mention about liquid funds.
Liquid Fund is a kind of mutual funds which invest your money in money market instruments such as a certificate of deposits, commercial paper, and Treasury bills, with a residual maturity of up to 91 days. Continue reading “Know the Working of Your Liquid Funds”
There’s no denying that getting a new site live and into the search engines is an intimidating task. However, getting your idea live is just the beginning of a long route ahead. This is because not grasping the best SEO practices in the beginning can leave your site in tatters with no clicks, visitors or sales. However, with so many SEO techniques around (and some that are no longer effective) it is becoming increasingly impossible to establish which ones are still functional.
Read on to learn five vital SEO tips for your new website. Continue reading “5 VITAL SEO TIPS FOR NEW WEBSITES”
Sneak Peek: The Proceedings of IFIP – I3E 2017 in LNCS, Springer are now coming out soon. We on behalf of the conference committee are thankful to all the members who have contributed their articles here in this edition of IFIP conference. Continue reading “Proceedings of IFIP – I3E 2017 in LNCS, Springer”
A lot of industry professionals believe that too much technology has already been getting between the workforce and their job, making things a little more complicated than they already are. On the other hand, there are those who feel that IoT technology is helping the industry, especially the construction sector. It promotes safety and overall efficiency. That said, here are some important notes that you should know about IoT construction. Continue reading “How IoT Technology is Reshaping the Construction Industry”
Since its inception in the 1970s, computer-aided design or CAD has been an invaluable tool for designers. CAD programs have since helped advance a wide range of industries, from engineering, architecture, and mechanics to video game development, movie animation, and even fashion design. Continue reading “4 Important Advantages of Computer-Aided Design”
The information laid out in this article was created to help designers deal with issues from the year 2017. There are several design-related issues that seem to have appeared in the year 2017 that have not been resolved yet. Some have appeared due to changes in technology, and other have appeared due to changes in the way people access websites, which includes changes in the way Google works. Continue reading “10 Most Useful Web Design Tips For 2017”
Retirement is one of the most crucial yet a happier part of an individual’s life. One can take long vacations, make their own schedule for the day, and spend cherishing time with their family and loved ones. But do you know, you can only encounter better experience with your retirement, provided you have professionally and deliberately planned for it. Planning for your long-term financial goal is as important as planning for your current income. Money takes away all your stress and it is the only thing that can keep you wealthy and tension-free. Continue reading “5 tips for a blissful retirement”
With growing awareness about Mutual Funds, What is SIP is a very common question asked by those who are new to mutual funds. Simply speaking, SIP is a method of investing a fixed amount, regularly – weekly, monthly, quarterly or annually in a mutual fund scheme. SIP allows you to buy the units of your chosen scheme on a date/s chosen by you. You can invest a fixed amount in a chosen scheme every week, month or quarter, depending on your convenience through ECS (auto-debit from your bank account) facility or through post-dated cheques. Continue reading “What is SIP – All about SIP and SIP Calculator”
You might think that social media is just another useless tool. Maybe you are under the notion that all you have to do is sign up for an account, gain a couple of connections, post status updates, links, videos, or even photos, and then you’re all set.
You’re gravely mistaken. Continue reading “How to Boost Your Web Presence Using Social Media”
By combining your automated error monitoring activities with the rest of your IT team’s efforts, you have the unique opportunity of boosting your app performance much further than you could by focusing solely on manual performance tracking one method and exclude the automated one. Continue reading “How to Use Error Monitoring Tools to Boost App Performance”
Recently SBI slashed interest rates and introduced a two-tier interest system for savings accounts, whereby savings accounts with less than 1 crore deposits will incur just 3.5% (this is a drop from 4%, which is the continued rate for deposits over 1 crore) The reason given behind the change was that, a decline in Inflation must be met with a corresponding decline in the savings rate. Continue reading “Make your Money work in your Interest”
IIT Delhi announces the call for applications for the Executive Management Programme in Strategic Innovations, Digital Marketing, & Business Analytics, which is planned from 6th January 2018 – 10 June 2018, and Classes to be held on Weekends/National Holidays. This will be an extensive programme of a minimum of 150 contact hours spread over 6 months. Continue reading “Executive Management Programme in Strategic Innovations, Digital Marketing, & Business Analytics in IIT Delhi, 2018”
Paper-based and document driven systems to manage organizational talent is a thing of the past. Ring in HRMS software. Many come with state-of-the-art features at an HR software price (Click here for more info) that is reasonable to say the least. But not all features are created equal. Here we take a quick look at some of the most useful features of HR and payroll management software India. We’ve included attendance and leave management system India (Click Here) as well, here, as these – payroll, leave and attendance – make up the critical/bulk of the requirements that small and medium enterprises (SMEs) have from HRMS software. Continue reading “Commonly used features of an HRMS software”
Many online entrepreneurs create websites to reflect the products and services that they sell as well as their mission statements or overall income goals. As such, the website you create for your company will understandably look and function differently than the websites that belong to other businesses.
Of all the inventions that truly revolutionised modern life, the Internet surely ranks as one of the top contenders. Combined with automation workflows powered by analytics in the backend, technology has revolutionized the banking experience for all customers, especially those with NRI accounts and FCNR accounts, which are less accessible physically. Banking today is less of a financial business and more of a technology business, and no wonder, the focus of investors is so high in the Fintech industry. Continue reading “The internet has revolutionized digital banking for individuals”
Establishing an online presence with a website for a business is all about one thing—converting an audience into customers. To make that more likely, every aspect of the website should be focused towards that goal, including its very design. Web design is not just about looks, but also how it directs the users’ overall experience with the website. Therefore, to have a website with a good conversion rate, it should have a web design that makes it easy for potential customers to get into whatever you are offering them. Here are some of the things you can do to make that happen. Continue reading “15 Design Hacks to Maximize Conversions”
Whether you are in search of perfect engagement ring or planning to celebrate your anniversary with a diamond necklace, the online store is fully prepared to look after your special needs. There are ample jewellery pieces that will entice you to buy more of them. The charm lies in the design with which they are created by the craftsman. They have put in their best efforts in designing these masterpieces exclusively for you with the help of specially imported machines. Continue reading “Acquire your favorite jewelry with the least of hassles.”
Psychology Today makes a strong case for the importance of play, stating that having fun is serious business. It goes on by declaring the following:
Just as the child is father to the man, so childhood play fosters the flexibility of thought and deed, the sociability and the empathy our species will require in the trials ahead. Michael Gove, please take note: rote learning won’t turn back the floods. Children and adults need the space to mess around if we are to get out of the mess we are making for ourselves. Continue reading “PSA: It Is Vital That You Take Some Time for Fun”
Launched recently, a few months back, based on RBI guidelines, the Unified Payments Interface (UPI) offers an architecture and a set API standards to facilitate online payments more securely. The central UPI platform is developed and managed by the National Payments Corporation of India, which also manages other digital payment mechanisms like retail clearing platforms such as Immediate Payment Service (IMPS), National Automated Clearing House (NACH) and Cheque Truncation System (CTS). The move towards promoting UPI aims to simplify and provide a single interface across all NPCI systems so that they can facilitate seamless data interchange thereby facilitating superior user experiences across stakeholders like customers, service intermediaries and service providers. Continue reading “The Future of Digital Banking lies on UPI”
To keep federal resources from being abused by certain individuals or entities, the Office of Inspector General (OIG) has created the List of Excluded Individuals/Entities (LEIE). This list contains the names of people and groups that have been excluded from participating in healthcare programs that benefit directly or indirectly from government funds. The exclusion or sanction can be caused by a proven history of committing fraud, abusing medical supplies such as medicine and other medical equipment, and exploiting resources that could have otherwise been used for providing healthcare to patients. Continue reading “AUTOMATED SYSTEM + PEER REVIEW = STRONG SANCTION SCREENING”
Start-ups the world over are slowly and steadily changing the way the industry works. By identifying a problem and addressing it through their products and services, they are making a name and gaining an audience for themselves. Start-ups are also not afraid to take a few unconventional routes and take some bold decisions that others would term risky, and this is helping them gain an edge.
The logistics industry too is seeing its fair share of start-ups emerge. They are leveraging technology to solve a problem and are orchestrating innovation in the truck industry to fast gain a market share. From trying new concepts such as truck platooning to solving base-line problems such as allowing shippers to make freight shipping bookings online, they are doing it all and with flair. Continue reading “Significance of Digital Technology for Logistics Start Ups In 2017”
Music, sports, tourist walks and just goofing around…2017 promises to be a cracking year for international travel – and we’ve got the goods on the five destinations you MUST check out this year.
If you’ve been catching up on the many, many posts on social media sites by travel writers who proclaim that they quit their jobs to travel the world, we’re sure you’re thinking, “Who does that?”
We have seen life insurance being sold aggressively by agents at the end of the financial year, mostly during the month of January to March. You know the reason? It is tax saving! Most of the companies ask their employees to submit proof of their investments so that the remaining tax on their salary income for the financial year can be deducted and deposited with the Income Tax department.If you are one of those who do tax planning at the last moment should note that you might end up buying a wrong life insurance plan. Continue reading “Life Insurance: Saving more than your taxes”
Meaning of Life Insurance
Life insurance is a protection against financial loss that would result from the premature death of an insured person. The named beneficiary or nominee receives the proceeds and is thereby safeguarded from the financial impact of the death of the insured. Continue reading “What is Life Insurance and what are Life Insurance Tax benefits”